11/5/2023 0 Comments Samsung ringtone download![]() Now that you’re in the Sounds and Vibration settings, it’s time to select the Ringtone option. ![]() Now that you’ve successfully accessed the Sounds and Vibration settings, it’s time to proceed to the next step where you can choose your preferred ringtone for your Samsung phone. However, by exploring the different options, you should be able to locate the Sounds and Vibration settings on your device. Please note that the navigation within the Settings menu may slightly vary depending on your Samsung model and Android version. Next, we’ll move on to the specific option for choosing a ringtone.
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11/5/2023 0 Comments House mortgage calculator with pmi![]() Our mortgage payment calculator estimates your total monthly mortgage payment, including: Principal, Interest, Property taxes, Homeowners insurance, and HOA dues, if applicable. How does a mortgage payment calculator work? But you can use these samples as a point of reference to see how payments compare for various loan sizes. That’s because monthly payments depend on your exact interest rate, down payment, and more. Your own monthly mortgage payment will probably be different than the examples shown above. Sample payments include principal and interest only. We calculated mortgage payments for the following home prices using a 10% down payment and a 5% fixed interest rate (which was near the weekly average rate for a 30-year loan at the time of this writing). But you can estimate your payment using today’s average mortgage rates. Note: You likely won’t know the exact interest rate until you’re close to closing and you lock a rate in. Those include home price, down payment, interest rate, and your projected taxes and insurance costs. To calculate your mortgage payment using a mortgage calculator, you’ll need to input details about your loan. How do you calculate a mortgage payment on a calculator? Keep in mind that mortgage rates have risen since 2021, and higher mortgage rates lead to higher monthly payments on average. It did not factor in other monthly costs like property taxes, insurance, and HOA dues. That was the average principal and interest (P&A) payment for a mortgage loan. How much is a typical mortgage payment?Ī typical mortgage payment was under $1,000 per month in 2021, according to CoreLogic. Use the “By Income” tab on our mortgage calculator to see exactly how much house you can afford based on your income, down payment, and current interest rates. You can also afford a more expensive house the lower your mortgage rate is. Primarily: your income, current debts, credit score, and how much you’ve saved for a down payment. How much house you can afford depends on a number of factors. ![]() Mortgage calculator Q&A How much house can I afford? Also check out other calculators by The Mortgage Reports: However, conventional is not the best loan type for everyone. This calculator assumes a conventional loan offered by Fannie Mae or Freddie Mac. Many buyers are eligible, but don’t know it yet. ![]() These are general guidelines, however, and home shoppers should get a full qualification check and pre-approval letter from a lender. ![]() A home that meets the lender’s property standards.1-2 years of consistent employment history (most likely 2 years if self-employed).A debt-to-income ratio of 43% or less (higher DTI acceptable with compensating factors).Mortgage loans are typically available to those who meet the following qualifications: See today’s mortgage rates, OctoMortgage eligibility Leaving nothing to chance, it allows you to estimate all parts of your future home payment. To arrive at this number, home buyers must use a mortgage payment calculator that includes things like private mortgage insurance (PMI), property taxes, homeowners insurance, HOA dues, and other costs. Mortgage calculators are useful - but not if they don’t tell you how much your true home payment will be. Mortgage Payment Calculator with PMI, Taxes, Insurance & HOA Dues 11/5/2023 0 Comments Home foodie app![]() No wonder, their business is thriving even during the ongoing global COVID-19 pandemic, with a steady growth rate of 15-20 per cent and home chefs are earning up to a lakh every month.ĭoesn’t this make for a sustainable, successful business model where everyone, from customers, chefs to the founders benefit?įamily is a priority for every homemaker, so the system is kept flexible. The duo believes that this simple strategy has managed to define its brand in three words – trust, authenticity and hygiene. Our team visits the chef once in a week to check the quality and hygiene standards,” says Narendra. The Ghar Ka Khana emotion is kept alive in every dish as all the FSSAI-registered chefs strictly follow hygiene protocols and sprinkle it with their love, “Only fresh ingredients and vegetables are used, and food is safely packed in containers. The app is a one-stop destination for regional and global cuisines that include everything, from a simple brunch choice of Kadhi Pakoda with Chawal, to Kashmir’s delight Mutton Rogan Josh, Rajasthani Dal Baati Churma, Gujarat’s Khaman Dhokla to sweets like Motichur ke Ladoo, Jalebi, Sewaiya Kheer. Harshita, who is a school teacher, does the cutting and chopping and takes care of sourcing the right ingredients, “Financial independence is the biggest advantage, and mom is thrilled.” We deliver to social gatherings and corporate functions as well, which makes our monthly earnings touch almost a lakh,” says Harshita, Monika’s daughter. It is very encouraging to see 362 reviews and 685 likes for our ‘Kitchen’ on the app. “ Dahi Bhalla, Pav Bhaaji and Biryanis are our popular food items. She started with a few orders, and the response has been overwhelming. And thus Monika began her entrepreneurial journey with ‘Monika Kitchen’. Homefoodi is an app where customers can directly order from home chefs. Monika found her opportunity via ‘Homefoodi’ in February. So she looked for opportunities to sell food from her own kitchen in Noida.īut how could one start collecting orders other than through social media? Like so many of us, Monika could not build an app, or spend all her time marketing herself. So, she gave up her dream of opening a restaurant. 11/5/2023 0 Comments Doj foia![]() OIP is also always available to provide individualized training sessions to any interested agency, which can be tailored to fit training needs. Once you are registered, you will be sent a confirmation email from Eventbrite. Please note that these training sessions are open to government personnel and contractors only. Each attendee must register separately using their own government email address. Once the registration period begins, you may register by providing your name and email address on OIP’s Eventbrite page for that course. Registration will open one month prior to the date of the training. OIP manages all training registration through Eventbrite. Descriptions of each course are available on Eventbrite and the Training page of OIP's site. Training courses are open to all federal government employees. Virtual Advanced Freedom of Information Act Training Virtual Exemption 4 and Exemption 5 Training Virtual Exemption 1 and Exemption 7 Training Virtual Procedural Requirements and Fees Training Virtual Freedom of Information Act Litigation Seminar Virtual Introduction to the Freedom of Information Act Virtual Chief FOIA Officer Report Refresher Training Virtual Annual FOIA Report Refresher and Quarterly Report Training The courses and dates scheduled so far for Fiscal Year 2022 are: ![]() As Fiscal Year 2022 quickly approaches, we are pleased to announce these virtual training courses, which are also available on OIP’s Eventbrite page. We will announce more training opportunities for the spring at a later date. Due to COVID-19 and physical distancing precautions, OIP will continue to offer virtual training sessions that will be taught in real-time by OIP instructors. These courses have been designed to offer training opportunities for personnel from all stages of the FOIA workforce, from new hires to the experienced FOIA professionals or FOIA managers. ![]() As part of its responsibility to encourage agency compliance with the FOIA, OIP offers a number of training opportunities throughout the year for agency FOIA professionals and individuals with FOIA responsibilities. If the case status shows "Closed" and nothing is available to download, your response was emailed to the address in your PAL profile.ĮOIR FOIA - Freedom of Information Act (FOIA) (justice.Today, the Office of Information Policy (OIP) announces new dates for FOIA training during the beginning of Fiscal Year 2022. *Please note that not all responses are delivered through the PAL. Then, click Check Request Status, where you can review your submission information by clicking the case # and download responses from the Download Folder. Click Check Request Status, also above: or.View the status of your request two ways: To begin the FOIA/PA process, please create an account by clicking Register, also above. In accordance with FOIA and the Justice Departments FOIA Guidelines, agencies should report to the Justice Department each year on the steps they have taken to improve FOIA operations and facilitate information disclosure at their agencies. § 552/552a) provides that any person has a right to request access to federal agency records, except those records exempted by the FOIA/PA. The Freedom of Information Act/Privacy Act (FOIA/PA), (5 U.S.C. Welcome to the Executive Office for Immigration Review's FOIA Public Access Link. Other browsers are unsupported by this application and could cause errors with viewing and submission of pages. Note: The Public Access Link (PAL) works best with Microsoft Edge or Google Chrome browsers. 11/5/2023 0 Comments Pink grapefruit juice cocktailsWe know you’re curious about this one after talking about it earlier. Put a lime wedge on the glass to garnish and enjoy! Variationsĭown here you are going to find several modified versions of this cocktail. Top off the glass with about 4 oz of grapefruit juice. Equipmentįill your highball glass with ice. Let’s start out with the simple 2 ingredient version of this drink and then move on to the more complicated variations, like the aforementioned, Brown Derby. But it’s creation sparked an interest in the drink without the added sweetener.įun fact: The Brown Derby Restaurant got it’s name because it was shaped like a brown derby hat. The Brown Derby cocktail includes honey syrup. ![]() However, this drink rose to popularity with the creation of a drink called a Brown Derby, named after a diner in Los Angeles called, you guessed it, The Brown Derby. It has probably been around as long as we’ve had whiskey and bourbon. ![]() Now, this exact combination of just whiskey and grapefruit is not really known. Let’s first talk about where this drink came from. We’ll learn the recipe and a few variations in just a bit. ![]() What’s awesome about this drink is that the flavors compliment each other so well that this drink has spun off a ton of other very good cocktails. It is exactly how it sounds some whiskey, some grapefruit juice, throw on a lime wedge garnish and call it a day. In it’s simplest form, whiskey and grapefruit juice is a very simple drink. The smooth, smoky taste of your favorite whiskey or bourbon mixes with the tart citrus of grapefruit for a killer combination and distinct flavor profile. Whiskey and grapefruit juice pair together very well. Occassional Cocktails may earn compensation from purchases made after clicking links on this page. ![]()
11/5/2023 0 Comments Night owl sherwin williams![]() However, on walls, it is a rich darker color. Mindful Gray is also an all-around great color on walls, exterior homes and trim work. ![]() Visualize, coordinate, and order color samples here.The Sherwin-Williams color strip number is 244. In the paint world, we are working in a range of about 3 - 93 because no paint color is purely black or completely white.SW 6992 Inkwell paint color by Sherwin-Williams is a Neutral paint color used for interior and exterior paint projects. True black has an LRV of 0 and pure white has an LRV of 100. The LRV of a color indicates on a scale of 0 - 100 how much light a color reflects (or doesn't reflect). Off-white colors typically range from about 73 to 82, with numbers above 82 being true whites.LRV of Sherwin Williams Evergreen Fog. The higher the number, the lighter the color. Light reflectance value is a scale designed to measure how bright a color is, and ranges from absolute black at 0 to sheer white at 100. Rock Candy has a light reflectance value (LRV) of 75. Awe-Inspiring Front Door Colors For Dark Brown House Choosing the perfect complementary front door color is an extra effort. However, if your property looks elegant or monochrome, you can paint your front door with darker shades. It will need lighter and white accents to create a lovely contrast to your home’s exterior. Visualize, coordinate, and order color samples here.The best front door color for a brown house depends on your preferences. SW 6216 Jasper paint color by Sherwin-Williams is a Green paint color used for interior and exterior paint projects. 11/5/2023 0 Comments Mocha blend cinema 4d![]() There are some tips here as well, showing why you wouldn’t want to use mocha’s ‘Adjust Track’ to correct for the blue ‘Surface’ in the shot, when you export to MochaBlend-C4D’s solver. ![]() Here, Christopher Barrett shows how you can create an interesting mix between 3D elements and 2D elements using Mocha tracking and Cinema 4D.Ĭhristopher walks through create the pencil and cube shot, from rotoscoping work done in Mocha, right down to linking the cube’s vertex to the 3D motion path in Cinema 4D. Jiangmen Guangdong Province China 3D Studio + 3dm fbx obj c4d: Gratis. Barrett walks through creating an object solve in Cinema 4D from a perspective track in Mocha, or Mocha Pro. Modelos de 3D de Cinema 4D gratis para descargar, archivos en c4d con opciones de baja poli, animada, aparejada, de juegos y de realidad virtual. Having said that, watching the example that’s provided by Good Spirit Graphics Christopher Barrett, makes you second guess your first instincts.īeing able to use Mocha tracking data in a 3D application can solve a ton of problems in some particular visual effects shots. MochaBlend-C4D is a plugin for the 3D graphics program Cinema 4D. This introductory tutorial will explain MochaBlend C4D‘s panel, and some general concepts about the workflow inside Cinema 4D. If you want to see MochaBlend-C4D in action, Mr. This shot illustrates what can be done by tracking some motion in mocha, converting it to a 3D path with MochaBlend-C4D.Ī lot of things can be essentially “faked” in composition. At first it might sound a little excessive to have a product like MochBlend-C4D, a tool that allows you to convert Mocha tracking data into 3D data in C4D. 11/5/2023 0 Comments Delete all lastpass passwords![]() Now comes the fun part, you need to find and remove all the little traces left behind by LastPass in your system.Find and remove LastPass from the Applications folder in Finder.Do this by navigating to the Doc panel or from the Menu Bar. Start by closing the application completely.That is fine, but keep in mind that you need to complete each step to ensure the program is completely removed. Some users prefer to manually move through the removal process when getting rid of LastPass on their MacOS. In both of these circumstances, we also suggest going through and deleting your browsing history and all temporary files to ensure no auto-fill passwords may populate in the future. Right-click or Control-click on the LastPass icon in the Chrome toolbar.Click on "Menu" and choose "Preferences".Due to LastPass being integrated into web browsers, you will need to remove it from the different software you have been using. Now that the background development of LastPass is in the cloud, a lot of security professionals are suggesting Mac users remove LastPass from their systems. That means the technology will no longer be built within Macs infrastructure, leaving it way more susceptible to outside attacks. Instead, LastPass has moved to a web-based cloud service. The downside of this application is that as of 2020, it is no longer supporting a native app build for Mac users. It also integrates security passcodes and credit checking as add-on services for those wishing for a little more protection. This has been a successful tool for Mac users because of the added features like password generators and OTPs (one-time passwords). LastPass was launched in 2008 as a feature-rich, multi-factor authentication password vault and manager. What is LastPass and Why We Don't Need It? How to Uninstall Lastpass Using Umate Mac Cleaner? How to Delete the LastPass on Mac Manually? What is Lastpass and Why We don't Need it? – Not tied to another product, standalone. Instead of a review of individual password managers, how about a high level review of desired features? Perhaps a desired feature list would be helpful to discuss. The attack surface is so much larger with cloud based password managers. I can’t recommend any cloud based password manager to store *ALL* your passwords. Start with a new password manager, then change the password for each account stored at Lastpass. If your “Password Iterations” setting under Advanced Settings is less than 100100, or your master password was less than 12 characters, be sure to change all your passwords that were stored at LastPass. I watched online tutorials to assist me in setup, importing data, and how to use.įirst off, change your master password at LastPass to be 14 characters or larger. Also I prefer to use a database that is stored on my own device or a location of my choice. The reason for my selection is that KeePassXC works in both windows and linux. I decided to go with KeePassXC for my next password manager. From there you can select Permanently Delete All. Under Advanced Options/Manage your Vault/View Deleted History. sighh.Īs I was working in LastPass deleting accounts, discovered it was necessary to also do the following. In one case I was presented with my original password in plain text. Two accounts so far would not allow me to reset my password stating that my original password had too many characters, yet I could still login with that password.(?) The workaround was to say that I forgot my password. Some accounts need to be reactivated in order to change the password or be allowed to delete the account. In some cases sites which appear to no longer exist, are owned by another company and the original username and passwords work in their new websites. This has proven to be a difficult and revealing task. My goal is to identify which accounts no longer exist online, delete accounts that are no longer used, and change passwords for the rest of the accounts. In view of what has happened, I decided it was time to do a major cleanup of all my online accounts. The passwords to these were changed first. Working from the printed spreadsheet, my next step was to evaluate which entries had the most sensitive or potentially exposed data. From there I opened the csv file with MS Excel and printed an old fashion paper copy using MS Excel. The first thing I did was export all my data from LastPass into a csv file. 11/4/2023 0 Comments Gucci spring 2023![]() ![]() While some were commercial and wearable, others, like ones showcasing Gizmo, a character from the film ‘Gremlins,’ left us scratching our heads. As for the bags, there were many, and as we’ve come to expect from Michele, they were wild, and they were wacky. ![]() Referenced in animal prints and florals, vibrant prints are found on boots and other accessories. Within the Gucci Twinsburg fashion show, there are various themes throughout, and nature is one of them. They shared a genetic solidarity but, above all, they shared a secret intimacy which was inaccessible to others” The Bags of Gucci Twinsburg “I remember them, smiling, sitting at a café. For the finale, the pairs joined hands, echoing the celebration of intimate togetherness. Sets of twins, 68 to be exact, walked two separate runways, which were divided by a wall of portraits. Growing up around their kinship was an integral part of Michele’s childhood, and it was this weird, wacky, but perfectly normal to him upbringing that inspired the Spring/Summer 2023 show. Let’s not forget that not-so-little black dress at the tail end of the show which is part classic and part femme fatale.Welcome to Twinsburg, Gucci’s Spring 2023 collection.Īs the show notes began, Alessandro Michele is the child of two mothers twin sisters Eralda and Giuliana. What to shop from the collection: Most definitely something chinoiserie from the collection, while the new crossbody bag and the studded strappy pumps has staying power. A simple black drape dress with a slit all the way up provided a nice pause for the senses (Look 67). Signature silhouettes: Whilst the overall vibe seemed to be a lot to take in, the show was brought back to ground zero upon closer inspection: there were sharply-cut pinstripe suits paving the way (Look 3), boxy disco jackets from the ’80s (Look 7) and chinoiserie motifs-a favourite of Michele-that came in the form of a lowly slung embroidered skirt (Look 23) or a cropped bib top (Look 49). Lights drifted in and out-as if we were in a dreamscape-whilst the audience basked in the ambient sounds of Ancient Future by The Colour of Time. The vibe: Monochromatic portraits of lookalikes or twins encapsulating the various emotions of a human posed as the backdrop to the show space built completely out of metal grills. In fact, I was told that Michele himself was tearing up throughout his entire post-show interview. Not only was it a fashion moment but more importantly, the idea of having 68 pairs of twins come together for it all, definitely stirred up the emotions of many. Given that these creatures multiply in hordes upon touching water, the idea of clones brought the show to a jaw-dropping climax when the wall separating the entire show space suddenly raised to reveal identical twins-wearing the exact same outfit-coming down the runway to hold hands upon meeting in the middle. The power of individuality is constantly challenged at every Gucci show and today, upon seeing Mogwai (better known as the Gremlin from the hit horror movie from the ’80s) worn as a bag charm, it was a hint of what was to come. Oriental inspiration came in the form of qipaos and dudous paired alongside multi-coloured beaded headgear and futuristic face chains. The vision: The show opens to a preppy suit with pants lobbed off at mid-thigh hanging off garters and in an instant, the procession transforms into a cultural exchange of myriad influences: from the dressing of ’80s disco and that of hippie bohemians to those of beatniks and preppy college students. 10-word show review: A sublime showcase of unifying individualism at its very best |
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